# Resource Center

## The business case for emergency savings

For employers, the research is clear, offering your employees an emergency savings program can deliver a substantial economic benefit. Use this calculator and follow the research to learn more about the potential impact for your organization, then contact our team to learn more.

#### Total employees

Number of employees in your organization.

#### Annual turnover

Your loss rate of talent in the workforce over the course of a year.

#### 30%

1%

100%

#### Average salary

Average yearly wages of your employees.

#### $70,000

$20,000

$300,000

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$40,220 annual benefit to employer

This is based on research surrounding financial stress and its impact on retention and productivity.

#### Retention improvement

Financially-stressed employees are 2.2 times more likely to seek employment elsewhere [Source: Benefits Pro](https://www.benefitspro.com/2019/10/21/employee-financial-stress-how-to-recognize-and-address-this-growing-workplace-problem/?slreturn=20210705193228)

\+ $6,720

#### Reduction in distractions

Nearly half of workers who are distracted by financial concerns spend three hours or more each week thinking about or dealing with personal financial concerns. [Source: WellRight](https://www.wellright.com/blog/benefits-financial-literacy-education-work)

\+ $17,500

#### Increased productivity

Cash strapped employees are also 5.8 times more likely to miss deadlines and 4.9 times more likely to produce lower quality work. [Source: PWC](https://www.pwc.com/us/en/services/consulting/workforce-of-the-future/library/employee-financial-wellness-survey.html)

\+ $16,000

### Impact for your employees

#### Total contributions to emergency savings

This is the total contribution to emergency savings that participating employees would make. Based on typical Secure program design.

\+ $47,160

#### Employee return on investment

Thanks to employer matching, employees get a return greater than if they saved in a traditional savings account.

12.3%