# Employee

[**How to Make Saving an Everyday Habit** 
It's hard to make savings an every day habit, but these tips make it easy and accessible 
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SecureSave Team\
\
June 3, 2026](https://www.securesave.com/blog/how-to-make-saving-an-everyday-habit)

[**Transportation Troubles: The Hidden Productivity Drain Employers Can Fix** 
Transportation challenges have emerged as the number one financial emergency hindering workplace productivity\
\
SecureSave Team\
\
December 5, 2025](https://www.securesave.com/blog/transportation-troubles-the-hidden-productivity-drain-employers-can-fix)

[**Why Millennials and Gen Z Struggle to Save More Than Previous Generations** 
Saving is essential to financial wellness and security, but for Millennials and Gen Z, it’s proving increasingly challenging.\
\
SecureSave Team\
\
April 16, 2025](https://www.securesave.com/blog/why-millennials-and-gen-z-struggle-to-save-more-than-previous-generations)

[**How Workplace Emergency Savings Accounts Can Boost Disaster Preparedness and Recovery** 
Discover how workplace emergency savings accounts help employees recover faster from natural disasters, boosting resilience and productivity\
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Devin Miller\
\
November 18, 2024](https://www.securesave.com/blog/how-workplace-emergency-savings-accounts-can-boost-disaster-preparedness-and-recovery)

[**Financial wellness for franchise employees: Why workplace ESAs are a game-changer** 
Discover how offering workplace-sponsored ESAs can enhance employee retention, reduce financial stress, and boost productivity. 
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Devin Miller\
\
August 22, 2024](https://www.securesave.com/blog/financial-wellness-for-franchise-employees-why-workplace-esas-are-a-game-changer)

[**The revolutionary impact of fintech on workplace emergency savings accounts** 
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Devin Miller\
\
July 3, 2024](https://www.securesave.com/blog/the-revolutionary-impact-of-fintech-on-workplace-emergency-savings-accounts)

[**Webinar- How to get 71% adoption from an emergency savings benefit** 
We break down how to get 71% adoption from an emergency savings benefit in our most recent webinar.\
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Devin Miller\
\
June 26, 2024](https://www.securesave.com/blog/securesave-webinar-healthcare-savings-case-study)

[**Why workplace emergency savings are one of the most popular new benefits of 2024** 
Workers want to be supported by their employers, and emergency savings is a fast-growing new benefit to offer that support.\
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Devin Miller\
\
April 24, 2024](https://www.securesave.com/blog/why-workplace-emergency-savings-are-one-of-the-most-popular-new-benefits-of-2024)

[**Navigating the tax landscape: The tax implications of emergency savings accounts** 
Learn how to put your emergency savings to work to your best tax advantage, including what to consider and how to strategize.\
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Devin Miller\
\
April 2, 2024](https://www.securesave.com/blog/navigating-the-tax-landscape-the-tax-implications-of-emergency-savings-accounts)

[**HSA Bank announces a new employer-sponsored Emergency Savings Account (ESA) solution** 
The intersection of emergency savings and the workplace continues to grow as the reputable HSA Bank adds ESA solutions to their repertoire. 
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Devin Miller\
\
March 19, 2024](https://www.securesave.com/blog/hsa-bank-announces-a-new-employer-sponsored-emergency-savings-account-esa-solution)

[**Unpacking SECURE 2.0: The evolution and future of emergency savings account provisions** 
Secure 2.0 has changed the landscape for emergency savings as a workplace benefit. Learn what we foresee as the future of emergency savings.\
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Devin Miller\
\
March 14, 2024](https://www.securesave.com/blog/unpacking-secure-2-0-the-evolution-and-future-of-emergency-savings-account-provisions)

[**The rise of out-of-plan ESAs: Unveiling the dominant future of emergency savings** 
Discover the benefits of out-of-plan ESAs: emergency funds offered by employers, separate from retirement savings.\
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Devin Miller\
\
March 6, 2024](https://www.securesave.com/blog/the-rise-of-out-of-plan-esas-unveiling-the-dominant-future-of-emergency-savings)

[**Improving retirement readiness: The strategic role of emergency savings accounts** 
Getting ready for retirement is easier with a robust emergency savings account. Here’s how an ESA and retirement savings work together.\
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Devin Miller\
\
February 14, 2024](https://www.securesave.com/blog/improving-retirement-readiness-the-strategic-role-of-emergency-savings-accounts)

[**When should you prioritize short-term savings?** 
Know when to focus on short-term savings over retirement, and when it makes sense to shift financial goals toward retirement planning.\
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Jason Herman\
\
January 3, 2024](https://www.securesave.com/blog/prioritize-short-term-savings)

[**What stops ordinary Americans from developing good savings habits?** 
Many Americans don’t learn healthy savings habits when they’re young. We explore why, and strategies to start developing them now.\
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Devin Miller\
\
November 16, 2023](https://www.securesave.com/blog/what-stops-ordinary-americans-from-developing-good-savings-habits)

[**401(k) loans vs. emergency savings: Making an informed choice** 
When it comes to financial decision-making, it can be confusing choosing between 401(k) loans and emergency savings. A few considerations.\
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Devin Miller\
\
November 9, 2023](https://www.securesave.com/blog/401-k-loans-vs-emergency-savings-making-an-informed-choice)

[**Should I use my Roth IRA as an emergency fund?** 
A Roth IRA offers various advantages, but should you use it as an emergency fund? Consider these savings and tax implications.\
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Devin Miller\
\
October 18, 2023](https://www.securesave.com/blog/should-i-use-my-roth-ira-as-an-emergency-fund)

[**What you should use an emergency fund for: Six top expenses** 
So you have an emergency fund. Here’s how to know what an emergency fund should and should not be used for.\
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Devin Miller\
\
October 4, 2023](https://www.securesave.com/blog/what-you-should-use-an-emergency-fund-for-six-top-expenses)

[**Discover how much savings you need in your emergency fund** 
Not sure how much should be in your emergency savings? Answer these six questions to find out an ideal amount to save.\
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Devin Miller\
\
September 21, 2023](https://www.securesave.com/blog/discover-how-much-savings-you-need-in-your-emergency-fund)

[**When is it time to use your emergency fund? Seven considerations** 
Emergency savings offers an important cushion for hard times, but when is it time to use your emergency fund? Read our tips.\
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Devin Miller\
\
September 14, 2023](https://www.securesave.com/blog/when-is-it-time-to-use-your-emergency-fund-seven-considerations)

[**Why everyone should have both a 401(k) and an ESA** 
What does the average employee need to know about 401(k)s and ESAs? Here’s a primer on each type of plan and why they work best in tandem.\
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Devin Miller\
\
July 13, 2023](https://www.securesave.com/blog/why-everyone-should-have-both-a-401-k-and-an-esa)

[**Why building an emergency fund is crucial for financial well-being** 
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Kashable\
\
June 27, 2023](https://www.securesave.com/blog/why-building-an-emergency-fund-is-crucial-for-financial-well-being)

[**How is an ESA different from a standard savings account?** 
What kinds of savings accounts are out there — and is an emergency savings account (ESA) a good choice? Here’s how to think about saving for\
\
Devin Miller\
\
April 24, 2023](https://www.securesave.com/blog/how-is-an-esa-different-from-a-standard-savings-account)

[**The pros and cons of in-plan and out-of-plan ESAs under SECURE 2.0** 
The SECURE 2.0 Act created new guidelines for certain types of employer-sponsored ESAs. We explain the difference between in-plan and out-of\
\
Devin Miller\
\
April 12, 2023](https://www.securesave.com/blog/the-pros-and-cons-of-in-plan-and-out-of-plan-esas-under-secure-2-0)

[**Why everyone needs an emergency savings account** 
Emergency savings accounts are a valuable safeguard against unexpected events, and can help with financial wellness while giving you peace.\
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Kara Robinson\
\
March 14, 2023](https://www.securesave.com/blog/why-everyone-needs-an-emergency-savings-account)

[**The difference between an ESA and disability insurance** 
Confused about disability insurance, what is short-term disability insurance, and how an emergency savings account differs? We have answers\
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Kara Robinson\
\
February 8, 2023](https://www.securesave.com/blog/the-difference-between-an-esa-and-disability-insurance)

[**How does inflation affect the need for emergency savings?** 
Curious about inflation and its effects on your savings? We have all of the details for you, and why you need an emergency savings account m\
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Devin Miller\
\
January 23, 2023](https://www.securesave.com/blog/how-does-inflation-affect-the-need-for-emergency-savings)

[**How to manage debt** 
Getting out from under debt can be stressful and overwhelming. Consolidating, better budgeting, and paying off one debt at a time can help.\
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Kara Robinson\
\
September 19, 2022](https://www.securesave.com/blog/how-to-manage-debt)

[**Why Americans worry about emergency savings** 
Lack of emergency savings affects our stress, workplace productivity, health and has caused many to retire early.\
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Kara Robinson\
\
September 6, 2022](https://www.securesave.com/blog/why-americans-worry-about-emergency-savings)

[**8 benefits of financial apps**\
Finance apps like Mint or SecureSave help people manage their finances from the convenience of their devices.\
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Kara Robinson\
\
August 29, 2022](https://www.securesave.com/blog/8-benefits-of-financial-apps)

[**The top HR trends for 2022** 
With major shifts caused by the pandemic, HR trends like greater flexibility and a focus on employee financial well-being are it for 2022.\
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Devin Miller\
\
April 20, 2022](https://www.securesave.com/blog/top-hr-trends-for-2022)

[**6 most common financial emergencies** 
Common financial emergencies include job losses, medical emergencies, car problems, and more. An ESA gets you peace of mind. Here's how.\
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Kara Robinson\
\
April 13, 2022](https://www.securesave.com/blog/6-most-common-financial-emergencies)

[**The top 5 employee benefits for 2022** 
A look at some of the employee benefits that will be popular in 2022. Find out what employers are doing to support workers.\
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Kara Robinson\
\
March 9, 2022](https://www.securesave.com/blog/5-popular-employee-benefits-of-2022)

[**Are you family planning? Why you need an emergency savings account** 
New babies can bring a lot of costs. To ensure you're prepared when family planning, set up an Emergency Savings Account (ESA). Here's why. 
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Kara Robinson\
\
February 9, 2022](https://www.securesave.com/blog/why-esa-when-family-planning)

[**Why you need long-term and short-term savings** 
You need to strategically save for long and short-term goals. Find out why you need both retirement savings and emergency savings.\
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Kara Robinson\
\
January 26, 2022](https://www.securesave.com/blog/why-retirement-savings-and-emergency-savings)

[**Find out how much emergency savings you actually need** 
Even with diligent planning and job stability, the unexpected can happen and disrupt your finances. Learn how much you need in emergency sav\
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Kara Robinson\
\
December 29, 2021](https://www.securesave.com/blog/how-much-emergency-savings)

[**How an ESA can help with unexpected home repairs** 
Look at the average cost of many common home repairs and learn why you need a savings account to be ready. SecureSave has your back. 
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Kara Robinson\
\
November 30, 2021](https://www.securesave.com/blog/esa-helps-with-home-repairs)

[**How company benefits can improve employees’ mental health** 
Mental health stigma often permeates the workplace, which ends up costing both employers and employees. 
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Kara Robinson\
\
November 16, 2021](https://www.securesave.com/blog/how-company-benefits-can-improve-employees-mental-health)

[**Why an emergency savings account Is critical to financial wellness** 
Learn why emergency savings accounts play a critical role in good financial wellness programs. Find out which employees benefit the most.\
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Kara Robinson\
\
October 7, 2021](https://www.securesave.com/blog/emergency-savings-account-importance)

[**A beginner’s guide to emergency savings accounts**\
Learn why you need an Emergency Savings Account (ESA), get tips on setting an ESA up, and find out how your employer can help you save.\
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Kara Robinson\
\
September 15, 2021](https://www.securesave.com/blog/what-is-an-emergency-savings-account)