# Resource Center

## The business case for emergency savings

For employers, the research is clear, offering your employees an emergency savings program can deliver a substantial economic benefit. Use this calculator and follow the research to learn more about the potential impact for your organization, then contact our team to learn more.

#### Total employees

Number of employees in your organization.

#### Annual turnover

Your loss rate of talent in the workforce over the course of a year.

#### 30%
1%
100%

#### Average salary

Average yearly wages of your employees.

#### $70,000
$20,000
$300,000

### Want to learn more?

Talk to our team to understand the business case for your company.

Contact us

$40,220 annual benefit to employer

This is based on research surrounding financial stress and its impact on retention and productivity.

#### Retention improvement

Financially-stressed employees are 2.2 times more likely to seek employment elsewhere [Source: Benefits Pro](https://www.benefitspro.com/2019/10/21/employee-financial-stress-how-to-recognize-and-address-this-growing-workplace-problem/?slreturn=20210705193228)

\+ $6,720

#### Reduction in distractions

Nearly half of workers who are distracted by financial concerns spend three hours or more each week thinking about or dealing with personal financial concerns. [Source: WellRight](https://www.wellright.com/blog/benefits-financial-literacy-education-work)

\+ $17,500

#### Increased productivity

Cash strapped employees are also 5.8 times more likely to miss deadlines and 4.9 times more likely to produce lower quality work. [Source: PWC](https://www.pwc.com/us/en/services/consulting/workforce-of-the-future/library/employee-financial-wellness-survey.html)

\+ $16,000

### Impact for your employees

#### Total contributions to emergency savings

This is the total contribution to emergency savings that participating employees would make. Based on typical Secure program design.

\+ $47,160

#### Employee return on investment

Thanks to employer matching, employees get a return greater than if they saved in a traditional savings account.

12.3%

### Blog

**Emergency Savings as an Inclusion Strategy: The Hidden Equity Gap in Workplace Benefits**](https://www.securesave.com/blog/emergency-savings-as-an-inclusion-strategy-the-hidden-equity-gap-in-workplace-benefits)

**How to Make Saving an Everyday Habit**](https://www.securesave.com/blog/how-to-make-saving-an-everyday-habit)

**What’s Next for Benefits? 5 Trends Employers Should Prepare for in 2026**](https://www.securesave.com/blog/whats-next-for-benefits-5-trends-employers-should-prepare-for-in-2026)

### Customer Stories

**Maids of Movher**](https://www.securesave.com/customer-stories/maids-of-movher)

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**Grace Health**](https://www.securesave.com/customer-stories/grace-health)

**Lee & Hayes**](https://www.securesave.com/customer-stories/lee-hayes)

**Cascade Public Media**](https://www.securesave.com/customer-stories/cascade-public-media)

**Council of the SEIU CA**](https://www.securesave.com/customer-stories/council-of-the-seiu-ca)

**Filtec Precise**](https://www.securesave.com/customer-stories/filtec-precise)

**DemandZEN**](https://www.securesave.com/customer-stories/demandzen)

**3R Technology**](https://www.securesave.com/customer-stories/3r-technology)

### Press

**4 Ways Gen Z Can Stop Leaning on Mom and Dad for Money in the Next 12 Months**](https://www.moneylion.com/trending/money/ways-gen-z-stop-leaning-on-mom-dad-for-money)

**More Americans are raiding their emergency savings just to fill up their gas tanks**](https://www.marketwatch.com/story/more-americans-are-raiding-their-emergency-savings-just-to-fill-up-their-gas-tanks-44a74e22)

**My budget's just broken.' Costs are impacting Americans in 'profound' ways**](https://www.usatoday.com/story/money/personalfinance/2026/05/19/high-transportation-costs-iran-war-emergency-savings/90142057007/)

### Research

**Why Emergency Savings Accounts Unlock Employee Wellbeing & Productivity**](https://8532767.fs1.hubspotusercontent-na1.net/hubfs/8532767/Sales%20collateral/Marketing%20Materials/NEW%20SecureSave%20White%20Paper_ESAs%20Unlock%20Employee%20Wellbeing%20&%20Productivity.pdf)

**Financial stress, emergency savings and the impact on American workers**](https://www.securesave.com/landing/financial-stress-emergency-savings-and-the-impact-on-american-workers)

**Emergency Savings and the Impact on American Workers**](https://cdn.prod.website-files.com/6036b4e82b35e7e9b3c90a64/68261d892225f1957fdd4d58_Emergency%20Savings%20and%20the%20Impact%20on%20American%20Workers%20-%20SecureSave.pdf)

### Web Events & Videos

**From Day One: Improving Financial Wellness for your Employees at a Modest Cost**](https://www.securesave.com/webinars-videos/improving-financial-wellness-for-your-employees-at-a-modest-cost)

**SecureSave Program Design**](https://www.securesave.com/webinars-videos/securesave-program-design)

**HR Brew: The ROI of Emergency Savings with Suze Orman**](https://www.securesave.com/webinars-videos/hr-brew-the-roi-of-emergency-savings-with-suze-orman)